The European Commission aims to create incentives for citizens to invest their savings in the capital markets, securing wealth and retirement funds, while also making defense spending more accessible to small and medium-sized enterprises.
The European Commission has recently unveiled two initiatives that have sparked controversy among social media users. The first is the White Paper for European Defence – Readiness 2030, which aims to enable member states to invest more rapidly and significantly in their defense sectors. The second is the strategy for a savings and investment union, designed to create more incentives for investment, allowing Europe-wide funds to be established.
The European Union (EU) has launched several initiatives to promote economic growth, social cohesion, and environmental protection.
The EU's flagship initiative, the Europe 2020 Strategy, aims to create a more competitive and sustainable economy by 2020.
Other notable initiatives include the Digital Single Market, which seeks to remove barriers to digital trade, and the Energy Union, which aims to reduce dependence on fossil fuels and increase energy efficiency.
Additionally, the EU has implemented various programs to promote innovation, entrepreneurship, and job creation.
Viral social media posts claim that the EU plans to expropriate savers’ funds without their knowledge and invest the money in defense. However, this claim is false. The European Commission has stated that households will have more and safer opportunities to invest in capital markets and increase their wealth.
According to Florian Heider, scientific director at the Leibniz Institute for Financial Research in Frankfurt am Main, ‘The intention behind this is to weaken Europe. If the money is not in Europe, it benefits other countries, not Europe.‘ However, this claim is also a form of disinformation.
A report by Russian news agency TASS claimed that the European Commission estimates the total level of unused savings of EU citizens at €10 trillion and intends to find ways to mobilize this money to finance its plans to militarize Europe. However, this headline is a clear example of Russian information manipulation.

Russian disinformation refers to the spread of false or misleading information by Russia, often through state-sponsored media outlets and online platforms.
This tactic is used to influence public opinion, undermine trust in institutions, and shape global discourse.
According to a report by the European Union's East StratCom Task Force, 70% of Russian propaganda efforts are focused on the United States and Europe.
The most common themes include anti-NATO and anti-Ukraine narratives.
Olof Gill, European Commission spokesperson stated that EU citizens enjoy full freedom to invest based on their personal choices: they will always have total control of where they want to keep and allocate their money.
The European Commission aims to create incentives for citizens to invest their savings in the capital markets, for example, to secure savings for retirement. Small and medium-sized enterprises are also to be given easier access to capital at the European level.
The European Union's (EU) investment strategy aims to promote economic growth, job creation, and competitiveness.
The strategy focuses on key areas such as digitalization, sustainable infrastructure, and 'research and innovation'.
It also emphasizes the importance of public-private partnerships and the mobilization of private capital to support EU investments.
According to the European Commission, the strategy is expected to create over 2 million new jobs by 2025.
Additionally, it aims to increase investment in the EU by €500 billion annually.
In short, anyone who wants to invest in defense can do so. ‘But nobody can force savers to do something with their money that they don’t want to,‘ says Carsten Brzeski, chief economist at ING Bank.